If you are choosing TokenTax for the 2026 tax year, the main decision is not simply which plan has enough transaction capacity. It is who will finish the work.

The paid software calculates and exports tax data, VIP provides two consultations and review help, and Full Filing is a separate service in which an in-house CPA or EA prepares the complete return.

TokenTax's published grid does not state a Full Filing fee, so ask for a written scope and quote before treating VIP as a filing service.

What TokenTax does and who should consider it

TokenTax combines crypto tax software with an accounting service. That distinction matters when your records include several exchanges, hardware wallets, DeFi activity, margin transactions, or a broker form that does not line up with your own history.

A self-serve plan is suited to a filer who can import records, inspect the calculated results, and transfer the resulting forms into tax software. A filer who needs a person to prepare the complete federal return needs to discuss Full Filing separately.

For a broader set of selection criteria, compare crypto tax software by our published criteria.

Pricing, transaction limits and what is free

The vendor's pricing grid, checked September 26, 2026, lists these amounts per tax year:

Plan Vendor price per tax year Transaction ceiling Human help Form access Dated source
Basic $49 100 transactions Self-serve software Tax forms available within the paid plan TokenTax pricing, checked September 26, 2026
Premium $199 5,000 transactions Self-serve software with expanded tools Tax forms available TokenTax pricing, checked September 26, 2026
Pro $1,999 20,000 transactions Self-serve software with expanded tools Tax forms available TokenTax pricing, checked September 26, 2026
VIP $3,499 30,000 transactions Two 30-minute expert consultations and IRS-inquiry review Tax forms available; this is not complete-return filing TokenTax pricing, checked September 26, 2026
Enterprise Custom Custom Custom service Custom scope TokenTax pricing, checked September 26, 2026

The 2026 Basic plan figure is $49 for a tax year and includes 100 transactions. TokenTax also publishes a 10% discount when several tax years are purchased together. A free account can preview the service, but it cannot import transaction data or produce tax forms.

Other published reviews cite a Basic price of about $65 with a Coinbase-only 500-transaction scope and a Pro price of $799. Those figures describe a narrower or different scope from the current vendor grid above, so they should not replace the $49 Basic and $1,999 Pro figures when you budget from the current pricing page.

Premium generally adds DeFi and NFT activity, gas-fee reporting, and a tax-loss-harvesting dashboard. The practical limit is not just the number of rows. A 100-transaction ceiling can be reached quickly when one wallet history contains frequent transfers or on-chain activity.

Sources

  • TokenTax pricing, “Basic through Enterprise tiers and service descriptions,” checked September 26, 2026.

Form 1099-DA: what TokenTax actually does

A broker's Form 1099-DA reports information from that broker. It does not replace the exchange histories, wallet records, or transfer evidence needed to reconstruct your full activity. TokenTax's documented workflow is to import exchange and wallet transaction data by API or CSV, then use Form 1099-DA as a cross-check against the reconstructed basis.

TokenTax's wallet-transfer guidance describes the import and export path.

For US filers, gross-proceeds reporting begins with tax year 2025, which is the 2026 filing season. Basis reporting phases in for covered digital assets acquired on or after January 1, 2026 (current figures at the IRS). Keep those two dates separate when you review a 2025 form.

The documented material does not establish that TokenTax matches every Form 1099-DA lot to your records at the transaction level. It also leaves open the launch date for the relevant workflow, the exact named lot-selection methods supported by TokenTax, and the granularity of mismatch explanations. Do not read “import” or “cross-check” as a promise of a detailed reconciliation report.

For context, common cost-basis methods include FIFO, LIFO, HIFO, and specific identification. HIFO disposes of the highest-cost-basis unit first and tends to minimize the gain for the period compared with other methods, but this does not establish that TokenTax offers HIFO.

If your 1099-DA and reconstructed records disagree, preserve both versions, identify the affected broker account, and trace the underlying acquisition and transfer records before accepting the software result.

Sources

From records to a filed return

Use this boundary before purchasing:

  • DIY report: choose this if you need calculated crypto tax numbers and forms and will prepare or transfer the return yourself. You prepare the complete return using the software output.
  • VIP consultation: choose this if you need expert discussion of the data or an IRS inquiry. It includes two 30-minute consultations and inquiry review; complete-return preparation remains a separate arrangement.
  • Full Filing: ask for the separate CPA/EA scope, deliverables, and written quote if you want TokenTax to prepare the whole return. A human prepares the complete return using software output.

VIP costs $3,499 per tax year and includes two 30-minute expert consultations plus IRS-inquiry review. VIP is not the same as having a professional prepare your entire return. Full Filing is a separate CPA/EA complete-return add-on, and the material reviewed here does not publish its price.

TokenTax lists Form 8949 as available for filing or transfer to TurboTax, H&R Block, or TaxAct. That handoff can be useful, but an export is still an output to check. Software alone is not a human return preparer; a full-service return is completed by a human using software output.

Before you use the report, work through this checklist:

  • Collect the complete history from every exchange and wallet, including the broker that issued the Form 1099-DA.
  • Pair outgoing and incoming transfers by date, asset, quantity, and destination rather than assuming every movement is a taxable sale.
  • Mark overlapping CSV date ranges. Repeated ranges can create duplicate or missing records when files are uploaded more than once.
  • Separate DeFi, NFT, bridge, and staking activity for manual review.
  • Check income receipts and later disposals separately. Passive crypto received as income is generally valued at fair value on receipt, which sets basis, followed by a separate gain or loss calculation when disposed of. A lower-tier or file-upload-only workflow may handle that sequence incompletely.
  • Compare the generated report with the source records before transferring figures into a return.

Automated categorization deserves a closer look around six areas: liquidity-pool deposits and withdrawals, token wraps and unwraps, cross-chain bridges, liquid-staking derivatives, airdrops, and yield-farming rewards.

A bridge transaction may be classified as a transfer by one tool and as a disposal followed by reacquisition by another. Review the underlying records instead of selecting the more favorable label because it lowers the displayed gain.

The common bookkeeping mistake is an omitted wallet transfer. It can make a later sale look like an acquisition with no history, even when the asset merely moved between accounts. I would resolve that gap before paying for a higher tier, because more transaction capacity does not supply missing evidence.

What we checked and what remains open

TokenTax is a useful handoff route for a complex filer who wants software output, scheduled expert conversations, and a possible path to a separately quoted completed return. It is a poor fit for someone expecting a free working tier or assuming that VIP automatically means a professional will file the entire return.

The published vendor claims are clear on the tier prices, transaction ceilings, VIP consultations, Form 8949 availability, and the separate nature of Full Filing. The Full Filing price and detailed add-on scope remain unpublished in the material reviewed here.

Request both in writing, including who signs or prepares each return, which forms are included, and how discrepancies between imported records and a 1099-DA are handled.

A December 23, 2025 media report described one identical dataset producing substantially different results across five tax-accounting systems and an expert reference because of algorithm, fee, and transfer treatment.

No named TokenTax result was established by that report. It is a reason to compare outputs against source records, not a TokenTax-specific accuracy finding.

Formal business-registry and individual CPA or EA roster checks were not performed for this review. That scope statement does not establish misconduct or a lack of credentials. It tells you what this page did not examine.

Questions before you pay

Does TokenTax have a free plan?

No. A free account can preview TokenTax, but it cannot import transactions or produce tax forms. The 2026 Basic plan is $49 for 100 transactions per tax year.

Does VIP include filing my whole return?

No. VIP provides two 30-minute expert consultations and IRS-inquiry review for $3,499 per tax year. Complete-return preparation is a separate Full Filing service involving an in-house CPA or EA.

What would Full Filing cost me?

The reviewed TokenTax material does not publish a Full Filing price. Ask for a written quote that states the return type, included schedules, preparer role, reconciliation work, and any follow-up support before paying.

What if TokenTax and my 1099-DA disagree?

Treat the disagreement as a data-reconciliation task, not as permission to overwrite one record with the other. Compare the broker form with exchange and wallet imports, transfer pairs, acquisition dates, and the resulting Form 8949 before filing.

Use how we evaluate software evidence when comparing a vendor's published feature claim with a documented workflow.

For nearby workflow checks, see Koinly's self-serve 1099-DA workflow, CoinTracker's assisted reconciliation and filing handoff, and TurboTax filing after a calculated Form 8949.

For the form itself, check what a broker's Form 1099-DA reports, check a missing cost basis, and report reconciled sales on Form 8949.

Use the site's reconciliation check and cost-basis method comparison during the data-check step, then use the planned capital gains calculator when you are ready to estimate the filing result.

My practical recommendation is simple: compare your transaction count with the dated tier grid, list every record that needs human review, and ask TokenTax for a written Full Filing scope and quote before purchasing a complete-return service.